Our Services

We provide a full array of financial services.  Feel free to contact us for a complimentary initial consultation to determine how we might partner with you to help achieve your financial goals.

Financial Planning

We will work with you to design your personalized financial plan and to monitor your progress on an ongoing basis.  We collaborate, as desired, with family members, business partners and other financial professionals to ensure that all pieces come together in the most effective manner.  We work with you to implement your financial plan, recommending various strategies and a broad array of financial products for your consideration.

Follow this link to view a sample plan : https://cdn.moneyguidepro.com/pdf/SampleReports/Zoomer.pdf

Investment Services and Retirement Income Planning

We begin by getting a clear understanding of your overall financial goals and your goals for each investment account.  We discuss your investment preferences and concerns, your attitudes toward risk and your time frame for the assets in each account.  To implement your various investment strategies, we’ll work with you to build appropriately diversified portfolios, with access to the following:

  • Managed Accounts
  • Mutual Funds and ETFs
  • Individual Stocks and Bonds
  • 529 Plans
  • Fixed and Variable Annuities
  • Alternatives Investments: various REIT offerings
  • College Funding

Insurance Services

We discuss with you your general attitudes toward risk, underline various risks and review the various options to manage and/or mitigate various forms of risk.  We will perform a full policy and beneficiary review, as well as the review of trusts that may own certain policies.  We can offer access to the following solutions:

  • Life Insurance
  • Disability Income Insurance
  • Fixed and Variable Annuities
  • Business Income Continuation, Succession and Estate Conservation strategies

Employee Benefits

  • 401(k) Plans: Safe-Harbor, Cross-Tested and New Comparability designs
  • 403(b) Plans
  • Profit Sharing Plans
  • SEP IRAs
  • SIMPLE Plans
  • Executive Deferred Compensation Plans
  • Cash Balance Plans:  integrated design with Defined Contribution Plans

Contact Us

201 Park Ave
Worcester, MA 01609

Phone: 508-756-6100
Fax: 508-756-6110